Jofin
Welcome to Jofin, your comprehensive wealth management platform.
Jofin offers a transformative financial experience. JofiNext streamlines neo-banking with enhanced security and convenience. You can enjoy easy access to salary advances, loans, and diverse financial products, supported by 24/7 assistance bots. You also benefit from financial wellness tools, with a strong focus on data security.
Beyond banking, we provide a range of investment options and up-to-date market data, alongside a user-friendly insurance platform with competitive pricing and a transparent claims process. Our Document Locker ensures safe management of financial documents, while our Salary Advance and eTax Filing services simplify financial processes. Jofin is dedicated to seamless, secure, and empowering financial services, making finance management straightforward for all users. Discover financial clarity and success with Jofin.
Jofin is an AscentHR entity.
Revolutionize your banking experience with JofiNext. Our digital financial services are crafted to offer security and convenience, enhancing the way you manage your finances. We support employees with salary advances, loans, and a range of financial products through our partner banks. Employers can benefit from our HR payroll automation and financial wellness tools. Above all, we prioritize data security, employing top-notch measures to safeguard your transactions.
For Employees
We power your Salary Account for salary advances along with access to loans and other financial products offered by partner banks. The employees will be able to avail of other privileges, including free debit and credit cards, salary advances, loans, and self-service portals with anytime-anywhere access. Our assistance bots are on standby 24/7 to help you with any query that you may have. Reduce financial anxiety & address unexpected expenses promptly with interest-free early withdrawal of salary & instant disbursement loans. EMI option for longer repayment period for certain is also available with interest with applicable terms and conditions governed by BFSI partners & RBI.
For Employers
We have bundled HR Payroll automation with globally benchmarked HCM, Payroll and Business Expenses management at no cost, making it easy for employers to embark upon the HR Digital journey and disburse salaries directly into employees’ accounts. At no-cost, help employees manage their financial stress and nurture their financial wellness, No processing overheads & disbursal hassles, EWS simplified without recovery risk or guarantee required and experience tangible increase in employee productivity, retention & savings.
Data Security
JofiNext prioritises security and compliance with industry standards. We employ state-of-the-art encryption, multi-factor authentication, and other security measures to protect your data and transactions. Jofin Next is licensed and regulated. We adhere to industry-specific regulations and standards, ensuring the safety and security of your funds.
Your Financial Wellness, Our Priority.
Unlock your financial potential with our investment platform. Jofin makes investing a straightforward and insightful process. Whether you’re a beginner or an experienced investor, our platform offers a wide array of options, including mutual funds, backed by up-to-date market data. Investing is not just a task with Jofin; it’s a journey towards financial empowerment.
A Range of Investment Options
Jofin opens the door to a diverse range of investment options. Whether you’re new to investing or a seasoned pro, our platform provides you with access to a world of possibilities. With a user-friendly interface, you can quickly compare mutual funds and gain a clear understanding of your investment choices.
Explore Mutual Funds
Delve into the world of mutual funds effortlessly. Jofin gives you comprehensive information on individual mutual funds, helping you make decisions based on facts, not guesswork. We believe that informed investors are successful investors.
Stay Informed
At Jofin, we believe that knowledge is power. That’s why we provide you with the latest market performance data, keeping you up-to-date with the ever-changing financial landscape. Whether you’re a casual observer or a dedicated investor, you’ll always have your finger on the pulse of the market.
Invest with Ease
Want to know which options are available to invest in a specific mutual fund? Jofin has you covered. Our platform is designed for simplicity, allowing you to explore and invest with ease. We believe that investment planning should be accessible to everyone, and we’ve made it a reality.
Explore Insurance, Your Way with Jofin.
Secure your future with Jofin’s tailored insurance solutions. We streamline the process of finding the right insurance policy, offering instant quotes, the lowest price guarantee, and hassle-free claim assistance. Our approach to insurance is simple, secure, and transparent, ensuring you get the coverage that best fits your needs.
Welcome to a world where finding the right insurance policy is as simple as a few clicks.
Instant Quotes
We know that time is money, and we value both. With Jofin, you can get instant quotes for insurance products that offer security and peace of mind. No more waiting, no more guesswork – just straightforward quotes tailored to your unique needs.
Lowest Price Guaranteed
Every rupee counts, and we’re committed to helping you make the most of it. Jofin promises the best insurance policies at the lowest premium rates because protecting what matters to you should never break the bank.
Simple & Easy
Insurance should be accessible to everyone. Our algorithms do all the hard work for you, simplifying the process and ensuring that you get insured without the stress. We make insurance simple because your peace of mind matters.
Safe & Secure
Your security is paramount, and we take it seriously. Jofin is regulated by the Insurance Regulatory and Development Authority of India (IRDAI), ensuring standardisation and uniformity. With us, you’re in safe hands.
Transparency
We believe in complete transparency. Our solutions are tailored to your unique needs, and we’re committed to providing you with all the information you need to make an informed decision. Your trust is the foundation of our service.
Reliable Claims Assistance
In times of need, you can rely on us. Jofin offers quick and hassle-free claims assistance, ensuring that you receive the support you deserve when you need it the most.
Manage your important financial documents with ease using Jofin’s Document Locker. This secure online storage solution offers up to 5GB of space, an intuitive interface, and features designed for efficient file management. Keep your vital documents safe and accessible anytime, anywhere.
Intuitive User Interface
Jofin’s Document Locker boasts an intuitive user interface that simplifies the entire process. Uploading, organising, and managing your vital documents has never been easier.
Secure Storage
Security is our top priority. Document Locker employs OTP verification to ensure your files are shielded from unauthorised access. Rest easy knowing your documents are protected.
Effortless File Management
Say goodbye to scattered documents. With all your files stored in one place, you’ll enjoy a streamlined process for managing them. No more hunting through stacks of papers or folders—it’s all at your fingertips.
Time-Saving
Searching for documents can be a time-consuming ordeal. With Document Locker, you’ll save valuable time. Our system is designed to help you quickly locate the documents you need, precisely when you need them.
Ample Storage
Never worry about running out of space. Jofin’s Document Locker offers up to 5GB of storage, ensuring you have plenty of room to securely store your important files.
Navigate the world of loans with ease through Jofin’s Salary Advance. We provide a range of loan options with competitive interest rates, ensuring that you find the perfect fit for your financial needs. Our platform simplifies the borrowing process, making it fast, efficient, and tailored to your unique requirements.
Simplicity at its Best
We understand that navigating the world of loans can be overwhelming. Jofin’s Salary Advance is designed to simplify the entire loan process, ensuring you get the best deal for your unique needs. We provide all the essential information in one place, making borrowing from Jofin a breeze.
A Wealth of Options
Your financial needs are as unique as you are. Salary Advance offers a variety of loan options, catering to a wide range of requirements. Whether it’s a quick personal loan or a more specialised financing need, we have you covered. Your perfect loan is just a click away.
Competitive Interest Rates
Your financial well-being is our priority, which is why we offer competitive interest rates. With Jofin, you can rest assured that you’re getting the best deal possible. We believe that loans should empower you, not burden you.
Your Financial Security
We take immense pride in providing top-tier services to our customers. We offer various loans tailored to diverse needs, ensuring you find the perfect match. Plus, Jofin’s user-friendly website means you can get started right away, hassle-free.
Efficiency Beyond Compare
Time is precious, and at Jofin, we respect that. With Salary Advance, you can secure a loan swiftly, with the best loan terms, without the unnecessary fuss. We value your time, and we’re committed to delivering a loan experience that’s efficient and effective.
Experience hassle-free tax filing with Jofin. Our eTax Filing service is secure, efficient, and backed by expert guidance. We help maximize your returns, ensuring that your taxes are filed accurately and on time. With Jofin, tax filing becomes a stress-free and efficient process, saving you time and maximizing deductions.
Secure & Streamlined
Our eTax Filing service is designed with your security in mind. You can trust us with your sensitive financial information because we’ve invested in top-notch security measures to keep your data safe. Say goodbye to paper forms and hello to a seamless online experience.
Expert Guidance
Filing your taxes can be daunting, considering the intricacies of tax laws and deductions. Our team of experts is here to take the guesswork out of the equation. We’ll ensure that your taxes are filed accurately and on time, maximising your deductions and minimising your stress.
Maximise Your Returns
Our goal is simple—to help you keep more of your hard-earned money. We work diligently to identify every available deduction and credit, so you get the most out of your tax returns. When you choose Jofin, you’re choosing a partner committed to your financial success.
Time Efficient
We understand that your time is valuable. Our eTax Filing service is designed for efficiency. You can complete the process at your own pace, on your own schedule. No more waiting in long lines or dealing with complicated paperwork.